Homeowner Class Action Against Bank of America Filed, Challenges Bank of America’s Ownership of Homes Obtained Through Improper Mortgage Foreclosures

Tampa, Florida – Teresa O’Neal and Marco Delgado, through the law firm of Forizs & Dogali, P.A., have filed a statewide class action against Bank of America alleging improper action during mortgage foreclosures.

This case is different from other similar lawsuits because it focuses on Bank of America’s current ownership of the foreclosed property. The Plaintiff group includes only borrowers who were improperly foreclosed out of homes which are now, after foreclosure sales, owned by Bank of America. The complaint seeks to restore the borrowers’ rights in their homes, and seeks to establish that Bank of America’s claim of ownership can be invalidated. The number of Florida homes which Bank of America now owns after improper foreclosures is unknown, but the Plaintiffs estimate the number in the thousands.
The Plaintiffs allege the improper foreclosure practices by which Bank of America obtained ownership of the properties includes false and forged affidavits, certificates of service, and other documents. They also allege the documents systematically contained inaccurate facts, or were signed by persons who lacked required knowledge, or were forged. The Plaintiffs propose that all prior foreclosure sales which were based upon such documents are subject to being invalidated by the borrowers.
In addition to seeking a declaration regarding the invalidity of prior foreclosure sales through which Bank of America took ownership of their homes, Ms. O’Neal and Mr. Delgado allege that Bank of America violated Florida’s racketeering laws, and that Bank of America’s use of the court system to deprive them of their homes was in violation of their civil rights, and that Bank of America’s conduct violated the federal Fair Debt Collection Practices Act. The Plaintiffs’ damages are alleged to exceed $5 million.
The class action has been filed in the United States District Court, Middle District of Florida, in Tampa, Florida. The law firms of Forizs and Dogali, P.A. and Redding & Associates, P.A. represent Ms. O’Neal and Mr. Delgado in this class action. For any questions, please contact attorney Lee Atkinson at (813) 289-0700.

The complete press release and filing is available from

4closureFraud.org

http://4closurefraud.org/2011/01/24/florida-foreclosure-fraud-class-action-teresa-oneal-and-marco-delgado-v-bank-of-america/”> Florida Foreclosure Fraud Class Action | O’Neal & Delgado v Bank of America

Just as [intlink id="1" type="post"]we changed our name[/intlink], Redding & Associates, P.A., (from John Neil Redding, P.A.) is changing  our offices to  fit with our growing [intlink id="71" type="page"]law practice[/intlink] and title agency.  We’re moving in November 2010.  Our office is growing have found a new location west of downtown Tampa,  off of [intlink id="119" type="page"]Davis Islands[/intlink] (our current locale) in a central spot on MacDill, a little south of  Kennedy Boulevard.  Our new location is much more central and for our clients compared to our Davis Islands location.  We have added [intlink id="7" type="page"]attorneys and staff [/intlink]and need the room as we now offer title and abstract services and on and off-site closing and this location will be more conducive to our expanded legal and real property title insurance services, especially with clients coming from west (Pinellas County, e.g. Clearwater, St. Petersburg) over a bridge and clients coming from the east (Brandon, Valrico or Polk County) who want to avoid confusing one way streets in Downtown .  Furthermore will no longer share space with other law firms as we did at our Davis Islands locations.  On Davis Islands our lease included common areas and resources with other law firms.  Now our conference area is our own and we need not coordinate with anyone but our own clients and their schedules should a presentation or inside  sales closing be required.  We’re growing and this move fits with our long term goals.

For our clients this likely means a shorter trip (you don’t have to drive out onto the islands through or around downtown Tampa), better, easier private on-site parking (Davis Islands locale had busy street parking), a less remote location without as many confusing one-way turns, more flexibility in scheduling, a

Attached is the map of our new location.   With move is final we will update our information the site and with search engines and our business directory partners.

Redding & Associates, P.A.
November 2011 Location:
113 S. Mac Dill Avenue, Tampa, FL 33609

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